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Billing terms and conditions

Effective Date: 6/5/2024

Welcome to Buyco.pk! These Billing Terms and Conditions (“Terms”) govern the payment methods and processes available on Buyco.pk (“Website”). By purchasing on our Website, you agree to these Terms.

Payment Methods

We offer a variety of payment methods to ensure your convenience and security. The following payment methods are accepted:

  1. Credit/Debit Cards
    • Visa
    • Mastercard
    • American Express
    • Discover
  2. PayPal & PayPal Credit
    • You can pay securely using your PayPal account or utilize PayPal Credit for financing options.
  3. Buyco Buy Now Pay Later
    • Klarna
    • Afterpay
  4. Wire Transfer
    • For large purchases or business transactions, we accept wire transfers. Please contact our customer service for wire transfer details.

Payment Terms

  1. Authorization and Verification
    • All payments made through credit/debit cards, PayPal require authorization and verification. If the payment method fails, the order will not be processed.
  2. Payment Timing
    • Payment must be received in full before the shipment of goods. For Buy Now Pay Later options, payment schedules will be outlined by the respective service (Klarna or Afterpay).
  3. Currency
    • All transactions are processed in USD dollars. If you are using an international payment method, your card issuer or payment provider may apply currency conversion fees.
  4. Taxes and Fees
    • Prices displayed on our Website are inclusive of taxes unless stated otherwise. Any additional fees (e.g., shipping, handling) will be calculated at checkout.

Buy Now Pay Later (BNPL)

  1. Klarna
    • Klarna allows you to split your purchase into equal installments. Detailed terms and conditions for Klarna are available during the checkout process.
  2. Afterpay
    • Afterpay lets you pay for your purchase in four interest-free payments, due every two weeks. More details are provided at checkout.

Refunds and Returns

  • Refunds will be processed according to our Return Policy. Refunds for payments made by credit/debit cards or PayPal will be issued to the original payment method. Refunds for purchases made via BNPL services will be handled according to Klarna’s or Afterpay’s respective policies.

Security

  • We take security seriously and use industry-standard measures to protect your information during transactions. For more details, please refer to our Privacy Policy.

Disputes

  • Any disputes related to payments should be directed to our customer service team within [number] days of the transaction.

Changes to These Terms

  • We reserve the right to modify these Billing Terms and Conditions at any time. Any changes will be posted on this page with an updated effective date.

Contact Us

Thank you for shopping with Buyco.pk!

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